Never Overdraft Again

Stop overdraft fees, time your bills on payday, and build a buffer that keeps your account calm — without checking your balance all day.

What you get with this one-time purchase

• Instant lifetime access to the full Never Overdraft Again eBook (digital only)
• All 7 chapter guides covering the complete overdraft-proof money system
• Downloadable worksheets and companion resources included
• The 3 Bucket Cash Map (bills, spending, and buffer)
• The Payday Bill-Setting Method
• The Traffic Light Spend/Pause Rule
• First-Week Overdraft Leak Prevention
• A Small Buffer-Building Plan
• The 15-Minute Weekly Review
• An Income-Timing System for once or twice-a-month paychecks

This is a digital product only. No physical materials are shipped.

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Chapter overview

• Map Your Money Before Payday, Not After The Balance Drops
• Set Bills On Payday, Not On The Day They Hit
• Use The Traffic Light Rule Before You Swipe
• Stop The First Week Leaks Before They Drain The Account
• Build A Buffer That Protects You Before It Feels Big
• Run Your Fifteen Minute Review Before The Week Runs You
• Keep The Account Calm When Income Arrives Once Or Twice A Month