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CREATIVES AND LANDING PAGE(S). All Creatives and Landing Pages(s) MUST be sent into Zylux Media for Approval. All EMAIL and Display Creatives for all NON-INCENT Offers require approval. INCENT Offers do not require Creative approvals. DO NOT go live with any Offer or start sending Traffic until your Affiliate Manager approves your Promotion Materials as unapproved materials will result in NON Payment. RESTRICTION NO Incentivized Traffic (Unless Specified) NO Craigslist Traffic NO Backpage Traffic NO Blogger Traffic NO BlogSpot Traffic NO Adult Traffic - (Unless Specified) NO Trademark Infringement - (Search Traffic) NO Spam - (Must be CANSPAM compliant for Email Traffic) NO Copyrighted Materials Allowed NO Pirated Content NO Fake/Misleading Campaigns NO Spamming, Craigslist Baiting NO use of the word “Free” or implying the user has “Won” NO Forced Installs, No Malware, No Spyware NO Forced Clicks NO SMS NO Fake Pop Unders or Overs NO Auto Redirects NO Bots NO VPN THIRD PARTY PUBLISHER In the case of 3rd party Publisher Traffic, you are also bound to observe and follow the terms and conditions under this contract.

CHARGEBACK CUT OFF:

Chargebacks for the previous month's activity will be confirmed by the between 15th and 25th of the following month EOD. If any chargebacks are warranted, a Chargeback report will be emailed to you, unless there is direct fraud then a chargeback report does not need to be provided by your Account Manager or Point of Contact at Zylux Media. All Chargebacks will be communicated via email. If any of the above terms are violated you will be blocked from this offer or have your account banned from the Network and forfeit any payments. EDUCATION OFFERS: Due to changes in the Education vertical and the strict regulations from the FTC and participating schools, Zylux can NO longer finalize final stats for EDU offers on a Weekly/Net 15/Net 30 basis. With Advertisers not being able to confirm on exact terms, Zylux Media cannot set specific final stat dates for any Education Offer on the Network. We make best efforts to follow a guideline of Net 30, 45 or 60 but can not guarantee specific dates. All final stats for the previous month's traffic will be verified once we obtain the final report from the Advertiser. We will then process any returns and you will be emailed directly. We will provide you with the following via Email: Final Payable Lead Count. Final Payable Revenue Amount. Final Chargeback Lead Count. A chargeback report direct from the Advertiser with data point information that has been supplied to us by the Advertiser.